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Moving your family to another town or state is a major event in your life! I have helped many families and individuals relocate!

If you will be moving, we can correspond by email and phone. Together, we'll determine what type of home, price range, and neighborhoods you are interested in. I'll send you every home or property that is currently available that matches your criteria.

When you visit, I'll be ready! We will visit the neighborhoods and homes that interest you the most.

In addition, we can talk about schools, sub-divisions, local market conditions, local culture... anything that is important to you.

Remember: As a top real estate agent, it's my job to know this area inside and out, and I want to make your transition as smooth as possible.

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School Reports in Montvale, Ridgewood, Woodcliff Lake and Pascack Valley, New Jersey
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Real Estate Tips
Financing Your Home >Your Mortgage

Many homeowners overlook the mortgage payment as a tool for financial management. They get the mortgage, move in, make the payments, and pay off the loan eventually. Smart homeowners know that by properly adding to their monthly payments, even by a small amount, they can substantially reduce the term of their loan, not to mention the total interest they will pay. In fact, prepaying one full year of a standard mortgage can save thousands of dollars in interest. The key is to do it properly and to find the right lender for whom prepayment is not a problem.

More progressive lenders allow the option to add money to the monthly payment which goes directly to the principal. How much should you add? It's largely a personal decision, and it depends on your cash flow. But be mindful of the fact that the mortgage interest rate is probably the lowest interest loan you will find, so don't short yourself with prepayment only to run up credit card debt!

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Real Estate Trivia
Q 
Where is the world's largest stained glass window?

A 
The American Airlines terminal at the Kennedy International Airport in New York City has a stained-glass window that is 300 feet long and 23 feet high.
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Ghada Abbasi, REALTOR®, real estate agent and broker for Montvale, Ridgewood, Woodcliff Lake and Pascack Valley, New Jersey home listings, property and land for sale - NUMBER1EXPERT(tm)

Ghada Abbasi
Coldwell Banker - Ridgewood

55 North Maple Avenue
Ridgewood, NJ 07450
Cell: 201-407-6630
Ghada@njrealestate.com


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